ALABAMA Resident Licensing for Individuals

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State Announcements

Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees.  Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx.  Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act.  Citizenship verification is required of ALL APPLICANTS.  There are sixteen different identifiers, including your official driver’s license, any one of which can be used as proof.  Your license will not be renewed or issued until this documentation is received.  If information is not received within 10 days your application will be rejected.  Please note:  fees paid are non-refundable.

 

For more information, click here.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth. Title Insurance applicants must be nineteen (19) years old or older.

Non-Citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Applicants for the Variable Life & Variable Annuity Products line of authority (LOA) must supply FINRA CRD number on application.

Variable Life & Variable Annuity Products applicants must hold an active resident Producer Life line of authority or apply for a Life line of authority to be eligible for Variable Life & Variable Annuity Products.

Resident Surplus Line Broker must submit Form AL-SLB-13 and proof of $50,000 bond purchase and send to the state.

Applicant applying for Surplus Line Broker license must hold an Producer License with the Property & Casualty lines of authority.

Applicant must provide a valid residence address. The residence address may not contain a P.O. Box.

Service Representative, Title Insurance Agent, Pre-Need Sales Agent, and Temporary Producer license classes require an appointment before transacting business.

Applicants may not apply for or hold Portable Electronics Insurance Small and Large simultaneously.

Applicants for Title insurance Agent must have an Alabama business address.

Apprentice Adjuster applicants must be affiliated with an Adjuster who is actively licensed in Alabama upon application.  Apprentice Adjusters cannot be affiliated with more than 5 licnesed Adjusters.

Fingerprint check is required for all Individual Resident applicants that are applying for the following license class and LOA combinations:

    Producer
    • Life
    • Health
    • Property
    • Casualty
    • Personal Lines
    • Var. Life & Var. Annuity
    • Bail Bond
    Adjuster
    • Property and Casualty (excluding Workers' Compensation and Crop)
    • Property and Casualty (including Workers' Compensation and Crop)
    • Workers' Compensation
    • Crop
    Title Insurance Agent
    • Title Insurance Agent

Applicants applying for license classes that require Fingerprinting must submit an application within 30 days after completing their Fingerprinting check. The fingerprint results will remain in Alabama system only for 30 days after applicant has completed their fingerprint check. If the application reaches the DOI after those 30 days, applicant will have to get fingerprinted again and repay the required fee.

Individual Resident applicants amending their current license that requires fingerprinting must take a fingerprinting check if they have not previously gotten one or the license that was issued from the previous fingerprint check has been issued for more than one year.

Alabama Citizenship Law

  • Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
  • Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).
  • Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.

Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees.  Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx.  Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act.  Citizenship verification is required of ALL APPLICANTS.  There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof.  Your license will not be renewed or issued until this documentation is received.  If information is not received within 10 days your application will be rejected.  Please note:  fees paid are non-refundable.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Please note: There may be a variance of a day or two (2) between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state.


State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Exam Required
Producer Life Yes
Producer Health Yes
Producer Property Yes
Producer Casualty Yes
Producer Personal Lines Yes
Producer Variable Annuity & Variable Life Must hold Life
Producer Credit No
Producer Rental Vehicle No
Producer Crop No
Producer Travel No
Producer Dental Services No
Producer Legal Services No
Producer Bail Bond No
Producer Motor Club No
Temporary Producer Life No
Temporary Producer Health No
Temporary Producer Property No
Temporary Producer Casualty No
Temporary Producer Personal Lines No
Service Representative Property No
Service Representative Casualty No
Service Representative Personal Lines No
Surplus Line Broker None No
Portable Electronics Small None No
Portable Electronics Large None No
Adjuster Crop Yes
Adjuster Property and Casualty (excluding Workers' Compensation and Crop) Yes
Adjuster Property and Casualty (including Workers' Compensation and Crop) Yes
Adjuster Workers' Compensation Yes
Apprentice Adjuster Crop No
Apprentice Adjuster Property and Casualty (excluding Workers' Compensation and Crop) No
Apprentice Adjuster Property and Casualty (including Workers' Compensation and Crop) No
Apprentice Adjuster Workers' Compensation No
Title Insurance Agent Title Insurance Agent Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee * Amendment Fee *
Producer / All LOAs $80.00 $80.00 $80.00
Temporary Producer / All LOAS $0.00
License fee will be included in appointment fee.
$0.00
License fee will be included in appointment fee.
N/A
Service Representative / All LOAs $0.00
License fee will be included in appointment fee.
$0.00
License fee will be included in appointment fee.
$0.00
License fee will be included in appointment fee.
Surplus Lines Broker / None $230.00 $230.00 N/A
Portable Electronics Insurance Small / None $100.00 $100.00 N/A
Portable Electronics Insurance Large / None $1,000.00 $1,000.00 N/A
Title Insurance Agent / Title Insurance Agent $60.00 $60.00 N/A
Adjuster / All LOAs $110.00 $110.00 $110.00
Apprentice Adjuster / All LOAs $110.00 $110.00 $110.00

* Per application.

Contacts

Last Update: 12/22/2016

ALABAMA Resident Licensing for Businesses

APPLY HERE

State Announcements

Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees.  Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx.  Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act.  Citizenship verification is required of ALL APPLICANTS.  There are sixteen different identifiers, including your official driver’s license, any one of which can be used as proof.  Your license will not be renewed or issued until this documentation is received.  If information is not received within 10 days your application will be rejected.  Please note:  fees paid are non-refundable.

 

For more information, click here.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Business entities must be a legal business types:

  • Partnership
  • Limited Liability Company
  • Limited Liability Partnership
  • Corporation

Business Entity applicants must provide a valid Business address. The Business address may not contain a P.O. Box.

Applicants must be registered with the Alabama Secretary of State.

Resident surplus line broker must submit Form AL- SLB-13 and proof of $50,000 bond purchase and send to the state.

Applicants for Title Insurance Agent must have an Alabama business address.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application.

All Designated Responsible Licensed Producers provided must have an active Alabama License.

Designated Responsible Licensed Producers provided on the application must cumulatively cover the Lines of Authority being applied for.

At least one (1) Designated Responsible Licensed Producer entered for Title insurance Agent must be licensed in Alabama as a Title Insurance Agent in Alabama.

At least one (1) Designated Responsible Licensed Producer entered for Portable Electronics Insurance Small must actively be licensed as a Portable Electronics Insurance Small in Alabama. 

At least one (1) Designated Responsible Licensed Producer entered for Portable Electronics Insurance Large must actively be licensed as a Portable Electronics Insurance Large in Alabama.

At least one (1) Designated Responsible Licensed Producer entered for Surplus Line Broker Agency must actively be licensed as a Surplus Line Broker in Alabama.

Business Entity applicants must provide at least one (1) officer and director.

Applicant must be registered with the Alabama Secretary of State. Applicants will be contacted by the state if the registration is not in place; and fees will not be refunded. The designated producer(s) must currently hold the lines of authority requested on the business entity application. The application will be declined and fees not refunded, if the designated producer(s) is not licensed at the time of application. Please check the state website to make sure designated producers are currently licensed.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Please note: There may be a variance of a day or two (2) between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on the license. To verify the effective date, please visit the state.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Business Entity Producer Life Yes
Business Entity Producer Health Yes
Business Entity Producer Property Yes
Business Entity Producer Casualty Yes
Business Entity Producer Personal Lines Yes
Business Entity Producer Variable Annuity & Variable Life Yes
Business Entity Producer Credit Yes
Business Entity Producer Rental Vehicle Yes
Business Entity Producer Crop Yes
Business Entity Producer Travel Yes
Business Entity Producer Dental Services Yes
Business Entity Producer Legal Services Yes
Business Entity Producer Bail Bond Yes
Business Entity Producer Motor Club Yes
Surplus Line Broker Agency None Yes
Adjuster Crop Yes
Adjuster Property and Casualty (excluding Workers' Compensation and Crop) Yes
Adjuster Property and Casualty (including Workers' Compensation and Crop) Yes
Adjuster Workers' Compensation Yes
Portable Electronics Insurance Small None No
Portable Electronics Insurance Large None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee * Amendment Fee *
Business Entity Producer / All LOAs $130.00 $130.00 $130.00
Adjuster / All LOAs $230.00 $230.00 $230.00
Surplus Lines Broker Agency / None $530.00 $530.00 N/A
Portable Electronics Insurance Small / None $100.00 $100.00 N/A
Portable Electronics Insurance Large / None $1,000.00 $1,000.00 N/A

* Per application.

Contacts

Last Update: 12/22/2016

APPLY HERE